^‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

^‡‡ To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer and: (a) in order to obtain a "First Eligible Transaction Bonus" of 2,500 bonus points, the account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed, and (b) in order to obtain a "Paperless Bonus" of 2,500 bonus points, you must enroll in online banking at www.mbna.ca, and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8–10 weeks from the transaction date and the Paperless Statement enrollment for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each of the First Eligible Transaction Bonus and the Paperless Bonus). This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

^✧ Experiential rewards are of limited quantity and subject to availability or change.

** Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened. Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are in the Certificate of Insurance provided with your card.

*No purchase necessary. Contest closes 11:59:59 p.m. ET on June 30, 2019. Contest open to Winnipeg Jets® MBNA Rewards Mastercard® Primary cardholders who are legal residents of Manitoba living within a 50 mile (80 km) radius of the municipal limits of the City of Winnipeg and are at least the age of majority at the time of entry. There is no limit to the number of entries per person. There is one (1) prize (ARV CDN $11,800) available to be won, consisting of consisting of two (2) 2019-2020 Winnipeg Jets season tickets. Odds of winning depend on the total number of eligible entries received. Correct answer to mathematical skill-testing question required. Opt- out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting the Sponsor (and/or its applicable division(s)) by (I) telephone at 1-866-225-8565 (toll-free – 24-hour service) or (II) mail at Jets MBNA Rewards Mastercard Credit Card Contest, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2. By entering this Contest, you consent to the collection, use and sharing of information about you for the purpose of administering this Contest in accordance with the privacy notice at www.mbna.ca/privacy. See Contest Rules HERE for full details.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto- Dominion Bank. All trade-marks are the property of their respective owners.

^® MBNA and other trade-marks are the property of The Toronto-Dominion Bank.